Rokin 91 - C

1012 KL Amsterdam · Nes en omgeving, Amsterdam

  • Flat
  • Built in 1664
  • 59 m² living area
  • D energy label
  • Registered
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In brief

Rokin 91 - C in Amsterdam: flat built in 1664 with a living area of 59 m² and an energy label of D, in the Nes en omgeving neighbourhood (municipality of Amsterdam). The indicative market value is € 511.000 to € 565.000. Living environment: noise 59 dB (busy), air quality above the 2030 EU limit, 18% green space within 500 m, water up to 0,6 m deep in the event of flooding. Air traffic: around 30 aircraft per day flying below 3,000 m within 2 km. Neighbourhood liveability: excellent.

Everything on this page comes from public registers and maps and is free to access. Gathering it yourself takes hours per home; here, it is all brought together in a second. Each section explains what the figures mean for living here.

Location

Location according to BAG (52.37015, 4.89291). Open in OpenStreetMap

Estimated value range

Indicative market value of this home € 511.000 – € 565.000 midpoint € 538.000 · prices as at Sep 2026 € 9.118 per m² · 59 m²

Market

  • +1,0% sale prices Amsterdam over one year (CBS price index, Sep 2026)
  • € 630.621 average sale price in the municipality of Amsterdam in 2025 (CBS/Kadaster)
  • € 668.000 average WOZ value for neighbourhood Nes en omgeving (CBS 2024)

How the estimate is calculated

SourceStarting valueAdjusted to current pricesWeight
40 comparable homes within 380 m
median WOZ value per m², indexed
€ 8.850/m² € 522.150 56%
19 asking prices for comparable homes
median asking price per m², indexed
€ 9.642/m² € 568.878 33%
Average for Nes en omgeving (neighbourhood)
CBS WOZ 2024 (€ 668.000) / avg. 87 m²
€ 7.678/m² € 526.504
+16,2% since 2023 K1
11%

Similar homes nearby (58 found)

  • Pijlsteeg 59 Flat · 1710 · 62 m² · energy label G · 300 m € 6.430/m² WOZ value, index-adjusted
  • Spuistraat 203 - A Flat · 1710 · 52 m² · energy label B · 290 m € 479.000 asking price Jan 2025
  • Spaarpotsteeg 3 Flat · 1732 · 60 m² · energy label G · 190 m € 8.633/m² WOZ value, index-adjusted
  • Pijlsteeg 4 Flat · 1725 · 58 m² · energy label G · 290 m € 8.359/m² WOZ value, index-adjusted
  • Spuistraat 214 - 1 Flat · 1718 · 63 m² · energy label A · 310 m € 575.000 asking price Jan 2025
  • Sint Agnietenstraat 22 Flat · 1742 · 55 m² · energy label E · 170 m € 555.555 asking price Jan 2025

Method: each source value is adjusted from its valuation date to current prices using the CBS price index for existing owner-occupied homes (by province, or by city for Amsterdam, Rotterdam, Den Haag and Utrecht; the national monthly index is used for the most recent months). The midpoint is the weighted average; the range reflects the variation between sources (at least 5%). The home's condition, location along the street, ground lease and individual features are not taken into account. This is not a valuation.

Features

Home type
Flat
Registered use
Residential use
Year built
1664
Living area
59 m²
Building area
151 m²
Plot area
144 m²
Energy label
D (13 June 2025)
Residential unit status
Registered
Building status
In use
BAG address ID
0363200012145199
BAG residential unit ID
0363010012143223
BAG building ID
0363100012168323
Source and methodology

Basisregistratie Adressen en Gebouwen (Kadaster) and the energy label register. Plot area is the total area recorded in the land register; for flats, this covers the entire plot on which the building stands.

Plot, soil and planning designation

Within a conservation area: the streetscape is preserved, but extra rules apply to façades, roofs and window frames. Some homes in the neighbourhood are at risk of pile rot: ask about the foundation type and any previous surveys. The ground is subsiding slightly, as in many peat and clay areas; expect to raise garden levels and re-lay paving occasionally.

Plot area (BAG)
144 m² the plot for the entire building
Town or village conservation area
Amsterdam - Binnen de Singelgracht nationally protected conservation area (RCE); additional rules apply to the exterior
Foundation risk in Nes en omgeving
24,8% of homes at risk of pile rot (very high) 2050 high-end scenario: 24,8%, differential settlement: 0,5%; municipality of Amsterdam: 2,7% — Klimaateffectatlas (Deltares/KCAF)
Land subsidence in Nes en omgeving
−1,8 mm per year shallow subsidence: −0,9 mm; municipality of Amsterdam: −1,8 mm
Kadaster, elevation, zoning, soil
loading…
Source and methodology

Plot: Kadaster (BRK, via PDOK; the plot boundary is shown on the map above). Elevation: Actueel Hoogtebestand Nederland. Planning designation: ruimtelijkeplannen.nl (zoning plans up to 1 January 2024; newer rules are in the municipality’s environment plan). Soil and foundations: Klimaateffectatlas (CC BY 4.0) and RVO/KCAF. Indicative information, not structural or legal advice.

Energy and heating

Average for the Netherlands: reasonably well insulated, but with room for improvement (roof, floor, glazing). Insulation usually pays for itself within a few years and increases the home's value. Annual energy costs for a comparable home are around € 228 less than for the average home in Nes en omgeving.

Energy label

D registered label (NTA 8800)

Surveyed on
13 June 2025
Energy label A or better in Nes en omgeving
12% of homes

Assessed by a certified adviser using the current method.

Energy use and costs

€ 149 per month based on average consumption

Natural gas
750 m³ per year; the 860 neighbourhood
Electricity
1.640 kWh per year; the 1.930 neighbourhood
Annual costs
€ 1.791 gas € 1.041, electricity € 426, standing charges € 324
Average home in Nes en omgeving
€ 2.019 per year
Solar panels
4% of comparable homes; the 2% neighbourhood
Source and methodology

Average energy supplied to homes of this type and size, built in the same period (CBS 2025, temperature-adjusted), at average consumer rates for Sep 2026 (CBS: 1,39 per m³ and 0,26 per kWh including tax, standing charges and the energy tax reduction). Actual consumption depends on the occupants and the systems installed.

Heating transition and subsidies

Heat network
no heat network or known plans in this neighbourhood

ISDE 2026 (€ 500 million): subsidies for insulation, (hybrid) heat pumps, solar water heaters, ventilation and connection to a heat network (fixed at € 3,775); heat pump subsidies range from around € 500 to over € 13,000 depending on type and capacity. Apply to RVO after installation. ISDE at RVO · Energiesubsidiewijzer (including municipal schemes)

Energy labels in Nes en omgeving

  • A or better 12% 30
  • B 10% 27
  • C 15% 38
  • D 8% 22
  • E 8% 22
  • F 7% 19
  • G 35% 91
  • No label 4% 10
Source and methodology

Energy label and label distribution: EP-Online (RVO) via our database; consumption profiles: CBS 85140NED (CC BY 4.0); tariffs: CBS 85592NED; neighbourhood consumption: CBS Kerncijfers; heat networks, plans, pilot projects and heating mix: WarmteAtlas (RVO, neighbourhood level; plans assigned to neighbourhoods whose centre lies within the plan area); ISDE: RVO. Indicative information, not energy advice.

Monthly housing costs: buying or renting

Enter your own purchase price, rent and assumptions. All amounts can be adjusted; the result is indicative.

Your contribution 10% Savings or equity you use instead of borrowing.
Mortgage type
Mortgage payment (gross) —
of which capital repayment (builds your equity)
Fixed costs —
Monthly total —
Fixed monthly costs (averages, adjust as needed)
Municipality of Amsterdam, 2026: property tax at 0,0527% of the WOZ value (no WOZ value available; calculated using the estimated value range of € 538.000, giving € 284 per year), waste collection charge of € 469 and sewerage charge of € 192 per year for a multi-person household (COELO).
Waterschap Amstel, Gooi en Vecht, 2026: annual levies comprise a residents' levy of € 187, a wastewater treatment levy of € 278 (three pollution units) and a water system levy of 0,0177% of the WOZ value (€ 95) (CBS).
Required for a mortgage; average premium.
Amount set aside; often 1% of the home’s value per year.
750 m³ of gas and 1.640 kWh per year (CBS average for homes of this type and size, built in the same period), at Sep 2026 rates.
For flats only.
Average package.

Buy or rent?

ItemBuyingRenting
Monthly total——
Of which capital repayment (building equity)——
Housing costs excluding capital repayment——
Capital repaid after 10 years——

Excludes changes in property value, mortgage interest tax relief, imputed rental value, housing benefit and rent increases. Indicative only, not advice.

Rent: points assessment and yield

Mid-market rent (regulated since 1 July 2024): a new tenant can be charged no more than around € 1.001 per month, even if the market rent is higher. This protects tenants but limits returns for investors. The net yield is low: as an investment, this home is mainly a bet on rising property values.

Rental valuation points system (WWS)

approx. 133–160 points Mid-market rent (regulated)

0143186260+

ComponentPoints
Floor area
59 m² usable floor area: rooms 1 point/m², other spaces 0.75, circulation space 0
48–55
Energy performance
energy label D, home in a multi-family building
11
WOZ value
€ 484.200: 1 point per € 16,954 and per € 268 per m² (90% of the estimated value range (no WOZ value available))
59
Heating
2 points per heated room, approx. 2 rooms
4–6
Kitchen and bathroom facilities
assumed: kitchen worktop, toilet, washbasin, shower or bath
11–24
Outdoor space
balcony of 0–8 m² assumed
0–5
Total133–160

€ 1.001 maximum monthly rent at 146 points (2026)

At 133–160 points: € 907 to € 1.102 per month. Includes a listed-building rent surcharge of 5% (town or village conservation area, built before 1965).

144 to 186 points inclusive. Details of the kitchen, bathroom facilities, heating and outdoor space are not available for individual homes, so these are included as a range. Check them using the Huurcommissie’s Huurprijscheck. Huurprijscheck

Letting and rental yield

€ 1.001 maximum monthly rent you can charge (new tenancy)

Local market rent
€ 2.070 median of 200 rental homes, € 35 per m²
Rent regulation
the market rent is € 1.069 above the legal maximum: the maximum applies to new tenancy agreements
Gross yield at € 538.000
2,2% (4,6% at market rent)
Net yield (indicative)
0,6% € 3.095 per year after costs, before financing and tax
Costs included in the net yield
Maintenance (1% of the value)
€ 5.380 per year
Vacancy (1 month per year)
€ 1.001 per year
Buildings insurance
€ 300 per year
Owner's property tax
€ 255 per year
Sewerage charge (owner's share)
€ 96 per year
Water system levy on buildings
€ 85 per year
Homeowners’ association fees
€ 1.800 per year

Affordable Rent Act (in force since 1 July 2024): rents are regulated for homes with up to 186 points, and the maximum rent also applies to new tenancy agreements; the landlord must provide the points assessment. Yield: based on rent excluding service charges, the estimated value range and assumed costs; not financial advice.

Source and methodology

Residential Rents Decree, Annex I (2026 points system: energy label rules in force since 1 July 2024, 1 WOZ point per € 16,954 and per € 268 per m², WOZ contribution capped at 33% for homes with 187 points or more) and Residential Rents Implementing Regulations, Annex I (2026 maximum rent limits). Area and type: BAG; energy label: EP-Online; WOZ: our own database; listed monuments: RCE.

Neighbourhood, district and municipality

Municipality

Amsterdam

Homes
513.363
Residents
934.526
Average WOZ value
€ 498.000
Owner-occupied homes
30%
Average year built
1958
Most common
Flat (88%)
All about Amsterdam →

Amenities and transport links

You can walk to the shops for groceries. The primary school is within cycling distance. A public transport stop is just around the corner. An urban setting: everything close by, with the hustle and bustle that comes with it.

Large supermarket
400 m
average distance in the neighbourhood
GP practice
700 m
average distance in the neighbourhood
Primary school
1,3 km
average distance in the neighbourhood
Day nursery
900 m
average distance in the neighbourhood
Nearest primary school
770 m
De Witte Olifant
Nearest public transport stop
80 m
Rokin · metro, tram, bus · 42 vertrekken per uur overdag
Nearest charging point
100 m
Nes 76 - Van Leeuwen
Nearest childcare provider
470 m
Kindergarden Amsterdam Herengracht
Nearest transmitter mast
90 m
Zendmast 2G, 4G, 5G · 3 antennes · 28 m hoog · veilige afstand 22,9 m
Schools within 3 km
21
Degree of urbanisation
Very highly urbanised
10.081 addresses per km²
Source and methodology

Road distances, averaged across all residents in the neighbourhood (CBS). Distances to schools (DUO), public transport stops (OVapi/GTFS, weekday departures), transmitter masts (Antenneregister), charging points and childcare facilities are measured as the crow flies from this address, using our own database.

Living environment: noise, water, air, light and green space

Noise

59 dB Busy

up to 45 dB: very quietabove 70 dB: extreme

Road traffic
58 dB
Rail traffic
48 dB
Air traffic
46 dB
Wind turbines
none
Road traffic, at night
48 dB
Rail traffic, at night
39 dB

In the neighbourhood of Nes en omgeving, 5% of homes have higher noise levels than at this address; the average there is 55 dB.

Busy: above the WHO guideline for road traffic noise (53 dB). Traffic is a constant part of the soundscape in the home and garden; good glazing and acoustic ventilation grilles make a difference in bedrooms. The main source is road traffic (58 dB).

Source and methodology

Lden: annual average noise exposure across the day, evening and night (RIVM noise maps 2020, air traffic 2022, wind turbines 2024, 10 m grid). A rough guide, not a measurement at the façade. The WHO recommends a maximum of 53 dB for road traffic and 45 dB for air traffic.

Flooding

0,55 m Significant

If this area floods, the maximum water depth map shows that water here could reach a depth of 0,55 m.

Homes in Nes en omgeving that could flood
40%
Of these: water depths over 0.5 m
7%
Maximum depth in the neighbourhood
0,55 m

Significant: the ground floor may flood, damaging floors, the kitchen and building services. A dry upper floor to retreat to and an electrical distribution board raised above floor level are valuable here; ask about previous flooding. The likelihood of this happening is extremely low (less than 1 in 30,000 per year): the depth indicates what would happen in a flood, while the likelihood indicates how often.

Source and methodology

LIWO (Rijkswaterstaat), maximum flood depth map, 25 m grid; flood probability: Klimaateffectatlas. The depth does not indicate how likely flooding is; dykes and flood barriers are designed to account for that probability.

Air quality

  • NO₂ 20,1 µg/m³ above the 2030 EU limit
  • PM2,5 9,6 µg/m³ above WHO guidelines
  • PM10 16,9 µg/m³ above WHO guidelines

Polluted air: above the European limits for 2030, usually due to a nearby busy road, industry or intensive livestock farming. This matters for people with respiratory problems and for young children; ventilating on the quieter side of the home helps.

Average in Nes en omgeving: NO₂ 19,7, PM2.5 9,6 µg/m³.

Source and methodology

Annual average concentrations at 25 m resolution (RIVM, latest map). Marker on the bar: WHO guideline value (NO₂ 10, PM2.5 5, PM10 15 µg/m³); the colour shows the comparison with the WHO guideline and the EU limit for 2030.

Light at night

Very bright

darkvery bright

Average in Nes en omgeving: very bright.

Very bright: among the brightest 10% of places in the Netherlands, usually near greenhouses, industry, major roads or a city centre. Expect an orange night sky and a need for blackout curtains or blinds.

Source and methodology

Upward artificial light measured by satellites (RIVM light emission map 2023, 375 m grid), classified relative to all homes in the Netherlands: dark means the darkest 20%, very bright the brightest 10%.

Green space in the neighbourhood

18% green space within 500 m

Average in Nes en omgeving: 16%.

Heavily built-up: among the least green places in the Netherlands. Expect a noticeable heat island effect in summer and little shade; a balcony or roof terrace with plants is worth its weight in gold here.

Source and methodology

Proportion of green space (grass, shrubs and trees) in the 500 m grid cell around this address (RIVM green space map 2022). Half of homes in the Netherlands have more than 52% green space within 500 m; one in ten has less than 32%.

Air traffic above this address

Occasional aircraft: audible a few times a day, but not disruptive for most residents. Aircraft have been detected below 600 m: this suggests an approach or departure route, with outdoor noise peaks of 70 dB or more.

Recorded over the past 7 days

30 aircraft movements per day within 2 km, below 3,000 m

Of which below 1,000 m
30 per day; these are the aircraft you can clearly hear
Lowest-flying aircraft
251 m median 312 m
At night (23:00–07:00)
0% of movements
Busiest hour
17.00–18.00
Most frequently seen
NJE, ZXP, UEE aircraft types: E55P, C25B, EC35

We have been recording since 26 October. Figures are adjusted to a full day and become more accurate as more days of data are collected.

In the air now

Loading aircraft within 15 km…

Airports and noise map

Schiphol
10,8 km luchthaven, ZW
Vliegveld Hilversum
26,3 km vliegveld, ZO
Lelystad Airport
44,2 km luchthaven, O
RIVM air traffic noise map
46 dB Lden above the WHO guideline of 45 dB for air traffic

As a rule of thumb, a passenger aircraft at an altitude of 1,000 m produces a peak outdoor noise level of around 60–65 dB (a loud conversation), rising to 75–80 dB at 300 m. Above 3,000 m, it blends into the background noise.

Source and methodology

ADS-B position reports broadcast by aircraft via the open networks adsb.lol and adsb.fi. Every 5 minutes, Huisleon takes a snapshot of all aircraft below 3,000 m over the Netherlands and uses their measured speeds to estimate the number of flights passing within 2 km. Military aircraft and some small aircraft do not broadcast their positions and are not included. Noise contours: RIVM Atlas Leefomgeving, air traffic 2022. These are indicative figures, not noise measurements at the façade.

Climate and safety

Even on hot days, heat stress around the home remains moderate; the surrounding area cools down reasonably well in the evening. During a downpour, rainwater flows past the home: it may enter over a low threshold or flood a basement or low-lying garden.

Heat

46–48 °C extreme heat stress

Feels-like temperature on a hot summer day (2022), 1 m from the home.

Urban heat island effect
more than 2 °C warmer than the surrounding countryside
Warm nights (20 °C or above)
8–14 nights per year
Distance to a cool spot
more than 500 m
Average in Nes en omgeving
44 °C feels-like temperature

Water

Extremely low likelihood of flooding

Likelihood of at least 20 cm of flooding due to a breached flood defence or high water levels: less than 1 in 30,000 per year. Maximum depth if flooding occurs: 0,55 m.

Rainwater during a downpour (70 mm/hour)
a surface water flow path runs past the home (within 10 m)
Groundwater flooding in 2050
Very large increase
Homes in Nes en omgeving with a medium or high likelihood
0%
Source and methodology

Heat, water and groundwater: Klimaateffectatlas 2026 (CC BY 4.0; feels-like temperature and urban heat island effect, 2022; likelihood of flooding and water depth from national flood scenarios; likelihood of groundwater flooding in 2050 under the high scenario; surface water flow paths during 70 mm of rainfall in one hour). High-voltage power lines: RIVM Netkaart with calculated distances (magnetic field zone); wind turbines: RIVM; hazardous activities: Register Externe Veiligheidsrisico's via RIVM Atlas Leefomgeving (activities with a designated hazard zone within 1 km). Map-based indications, not measurements.

Safety and liveability

Liveability in Nes en omgeving (neighbourhood)

Excellent Leefbaarometer 2024, category 9 of 9

  • Physical environment: adequate
  • Homes: more than adequate
  • Amenities: excellent
  • Social cohesion: weak
  • Nuisance and safety concerns: extremely poor

Leefbaarometer 3.0 (BZK): an estimated liveability rating across nine categories, with five dimensions measured against the national average. More about this neighbourhood

Crimes in Nes en omgeving (neighbourhood)

602 per 1,000 residents per year -23% compared with the previous year

Recorded Sep 2025 – Aug 2026
247
District Burgwallen-Oude Zijde
550 per 1,000
Municipality Amsterdam
87 per 1,000
Nederland
45 per 1,000
Home burglaries per 1,000 homes
23,2 6 burglaries

Most common

Fietsdiefstal
43
Zakkenrollerij
42
Diefstal uit auto
13
Vernieling
12
  1. 1292021
  2. 2862022
  3. 3012023
  4. 3642024
  5. 2712025

Well above the national average. This is often a central neighbourhood or an area near a station with many visitors, but sometimes a neighbourhood with persistent problems. The Leefbaarometer and an evening visit will help you tell which. The number of home burglaries per home is high: good-quality locks and security fittings (SKG) and lighting are particularly important here.

Source and methodology

Politie, recorded crimes by neighbourhood (CBS/Politie open data, monthly figures). Small neighbourhoods have low counts; read the figures alongside the number of residents and homes. Not all crimes are reported.

Home report with bidding advice

Planning to bid on Rokin 91 - C? Know what the home is really worth.

The free page gives you the facts. The report answers the question that matters: what should I bid? Three scenarios in euros, backed by actual purchase prices of comparable homes from Kadaster, the modelled value, figures on bids above the asking price in the municipality, and the home's condition as shown in the photos. Plus the questions to ask the estate agent before you sign.

Worked example: a bid that is 2% too high on a € 450,000 home costs you € 9,000. The report costs € 19.

Cautiousbelow or around the asking price, if there are few bidders
In line with the marketwhat comparable homes in the area have sold for in recent months
Competitiveabove market value, but within the estimated value range
  • Bidding strategy with three scenarios
    A cautious bid, a bid in line with the market and a bid with a strong chance of success, all in euros, based on the modelled value, comparable sales and how much buyers pay above the asking price in this municipality.
  • Comparable sales from Kadaster
    Actual purchase prices of nearby homes of a similar type and size, built around the same time, shown on a map and in a table and adjusted to today's prices.
  • Modelled value and previous sales
    The automated valuation with its estimated value range, this home's sales history and changes in its WOZ value over the years.
  • Municipal property market figures
    Time to sell, percentage paid above the asking price, price per m² and the market tightness indicator for this home type (NVM), so you know how much competition to expect.
  • Questions for the estate agent
    A tailored list of questions for the viewing, based on the year built, energy label, local risks, listing and photo analysis.
  • Condition of the home based on photos
    An image analysis model assesses the listing photos: overall condition, kitchen and bathroom, visible defects and an indicative refurbishment budget.
  • Monthly housing costs for each bid
    The monthly cost of each scenario: mortgage, purchase costs, municipal charges, energy and maintenance, compared with renting as an alternative.
  • Includes everything on the free page
    A summary covering the home, neighbourhood, energy, living environment, climate, safety and air traffic, all in one PDF.

Comparing several homes? 5 reports for € 39 per month, with extra reports at € 6 each. Not a valuation or a guarantee, but the figures to help you justify your bid.

Frequently asked questions about Rokin 91 - C

What type of home is Rokin 91 - C?

The home at Rokin 91 - C in Amsterdam is a appartement, built in 1664, 59 m² living area. It is in the Nes en omgeving neighbourhood, in the municipality of Amsterdam.

What energy label does Rokin 91 - C have?

The registered energy label is D (registered 13 June 2025). Average gas and electricity costs for a comparable home are € 149 per month.

Roughly how much is Rokin 91 - C worth?

The indicative market value is between € 511.000 and € 565.000 (midpoint € 538.000, at Sep 2026 prices), calculated from WOZ values, asking prices and sales of comparable homes in the neighbourhood. This is an indication, not a valuation.

What is the rent for a home like Rokin 91 - C?

The median rent for comparable homes in the area is € 2.070 per month (€ 35 per m², based on 200 homes). The points assessment on this page shows whether the rent is regulated.

How quiet is it at Rokin 91 - C?

The annual average noise level at the façade is 59 dB Lden (busy). The main source is road traffic. Around 30 aircraft pass within 2 km each day at altitudes below 3,000 m.

Could Rokin 91 - C flood?

Yes, in theory: flooding could cause water to reach a depth of up to 0,55 m here (significant). The probability of at least 20 cm of water is extremely low (less than 1 in 30,000 per year).

How safe is the neighbourhood around Rokin 91 - C?

In Nes en omgeving (neighbourhood), the police recorded 602 crimes per 1,000 residents per year, compared with 87 across the municipality and 45 nationally. Leefbaarometer rates liveability as excellent.

What amenities are near Rokin 91 - C?

Average distances in the neighbourhood: large supermarket 400 m, GP 700 m, primary school 1,3 km, nursery 900 m (CBS). This page lists the nearest school, public transport stop, charging point and childcare facility, with their distances from this address.

Where does this data come from?

From public government sources: BAG and Kadaster (property details, plot), EP-Online (energy label), CBS (neighbourhood statistics, price index, energy use), RIVM (noise, air, light, greenery), Klimaateffectatlas and LIWO (heat, water), police open data and Leefbaarometer (safety), and ADS-B networks (air traffic). All calculations are indicative, not a valuation or advice.